Moving to Victoria BC from Ontario: Relocating to BC from Ontario Made Easy
Being a lifelong resident of Victoria, I’ve had countless conversations with folks thinking of relocating to BC from Ontario. Whether you're coming for a job opportunity, a lifestyle change, or to enjoy retirement by the ocean, there are some key differences between life in Ontario and life on the Island. This guide for moving from Ontario to BC is based on my personal experiences and chats with newcomers, a collection of local insights to help you get oriented and settle in smoothly.
While I've researched this information to the best of my ability, it is for basic reference only and not to be relied upon as written (except for the weather!) and I encourage you to verify anything that is important.
1. Climate: A Gentle Shift from Ontario Extremes
One of the first things you’ll likely appreciate after moving from Ontario is the change in climate. Gone are the hot, humid summers and frigid, snowy winters. Victoria boasts the mildest weather in the country, winters here are wet but generally frost-free, and summer heatwaves are rare and short-lived.
You won’t be breaking out the snowblower every December, but you will want to invest in good waterproof gear. Light layers, rain boots, and an umbrella will quickly become part of your daily routine. Year-round gardening is a real possibility, and snow tires often feel like a distant memory.
2. Embracing the Rain
It’s no exaggeration to say Victoria gets its fair share of rain. Most of it falls between fall and spring, and while it might seem endless at first, it’s usually more of a soft drizzle than a storm. Once you get used to the rhythm of it, the grey skies become part of the cozy west coast lifestyle.
The bonus? Our lush green landscapes thrive in this environment, and outdoor activities continue year-round, just with a raincoat instead of sunscreen.
3. Getting Off the Island Means Taking a Ferry
Unlike Ontario’s well-connected highways, Vancouver Island is separated from the mainland which means the BC Ferries system becomes your go-to for mainland travel. The ferry from Swartz Bay [map] to Tsawwassen (Vancouver) [map] runs frequently, but it does require planning ahead.
Booking a reservation is strongly recommended, especially during peak seasons or holidays. Ferries are reliable, scenic, and part of what makes Island life feel a little more laid back, but they also add a layer of logistics to any trip off the Island.
4. Cycling Through Every Season
One of the big lifestyle shifts for many Ontarians is just how easy it is to bike in Victoria all year long. Thanks to our temperate climate, dedicated bike lanes, and compact urban layout, cycling is a preferred mode of transportation and not just in summer, but through the winter too.
Snow and road salt aren’t part of the equation here. Instead, people just dress for the rain and keep pedaling. Whether you're commuting to work or just enjoying a leisurely ride, Victoria's bike-friendly culture makes it simple and sustainable to get around.
5. A Slightly Different Tax Picture
When it comes to taxes, things can feel a little different in BC. While Ontario applies a harmonized HST of 13%, BC has separate sales taxes, 7% PST plus 5% GST. In practice, it often works out to similar costs, but the breakdown is something you’ll notice when making purchases.
Income tax brackets also differ between provinces. Combine that with higher housing and living expenses, and you might feel a bit of financial adjustment. Budgeting is important, especially in the first few months of settling in.
6. Housing: Cost and Competition
Housing in Victoria can come as a shock especially if you’re moving from anywhere in Ontario other than the GTA. Home prices here are among the highest in the country, and even rentals can be expensive. A one-bedroom apartment downtown can easily run you $2,000 or more a month. Check out Victoria rental and property real estate listings.
But you’re also gaining access to ocean views, outdoor living, and a slower lifestyle that many find worth the cost. The key is planning ahead, being flexible, and exploring surrounding communities like Esquimalt or Saanich, which offer more affordable options.
7. Healthcare Is Similar With Some Changes
While both BC and Ontario offer public healthcare, they operate differently. You’ll need to apply for BC’s Medical Services Plan (MSP) as soon as you arrive, which you can do here https://my.gov.bc.ca/ahdc/msp-eligibility. There’s often a waiting period of up to three months, so don't cancel your OHIP until you've been approved for MSP, and it’s smart to consider temporary private coverage during that gap.
Also worth noting: access to a family doctor in Victoria can be tough. There’s a province-wide shortage, and many locals rely on walk-in clinics or telehealth options. Start your search early, and be patient as you’re not alone in the process.
8. Driving Rules and Insurance
Drivers moving from Ontario to BC must switch over their license and vehicle registration within 90 days of arrival. BC uses a government-run system called ICBC for auto insurance, unlike Ontario’s private insurance market.
While the legal driving age remains 16, BC has a slightly different licensing process with stages (L, N, and full license). If you’re bringing a vehicle with you, make sure you register it with ICBC within 30 days, you may also need a vehicle inspection depending on its origin and age. Bringing your driving record from Ontario can help reduce your premiums. Find your nearest ICBC driver licensing office [map].
9. Life Moves a Little Slower, and That’s a Good Thing
Compared to the pace of life in larger Ontario cities, Victoria often feels like a breath of fresh air. People are more relaxed, and there’s an emphasis on enjoying the present. You’ll see folks taking their time on daily errands, relaxing in coffee shops, or catching the sunset from Dallas Road.
Personally, one of the little joys I cherish is being able to drive my VW Manx buggy year-round, something I’d never attempt in an Ontario winter. As long as I avoid rainy days, it’s a fun way to soak in the Island air and the laid-back lifestyle.
10. A Lot Less Bug Spray
If you’ve ever spent a summer in Ontario’s cottage country, you’ll appreciate this one: Victoria has far fewer bugs. Mosquitoes, blackflies, and wasps are rare in comparison. You can enjoy an evening on the patio without constantly swatting or reapplying repellent.
It’s a small thing, but it makes a big difference especially for those who love spending time outdoors.
11. Nature is Always Nearby
Whether it’s a morning walk by the ocean, a weekend hike through a forested trail, or a fun day to explore Victoria's hidden gems, nature is never far away in Victoria. You don’t have to plan big road trips, beauty is literally right around the corner.
Popular local spots like Beacon Hill Park [map] and PKOLS (Mount Douglas Park) [map] are great places to explore, and you’ll find dozens of trails, beaches, and green spaces within a short drive.
Earthquakes are something we do prepare for here, though they’re typically mild and infrequent. Still, it’s always a good idea to have an emergency kit, just in case.
Relocating to BC from Ontario May Be A Worthwhile Move
There’s no doubt that moving from Ontario to Victoria comes with its share of changes, from ferry schedules to housing prices and everything in between. But what you gain in return is something truly special: a vibrant coastal city, a mild climate, and a lifestyle that encourages balance and connection with nature. And if your family speaks French, there are many incredible French immersion schools in Victoria to check out.
It might take a bit of adjusting, but once you settle in, there’s a good chance you’ll never look back. Welcome to the Island and I hope this guide helps you feel more prepared, and even more excited, about the move.
Find more local advice and real-world insights here on Moving to Victoria BC and feel free to reach out if you have any questions. I’m always happy to help Victoria bound folks get to know this beautiful place I call home.